Pay in installments online shopping11/25/2023 For many customers, the opportunity of online shopping installment payments is very appealing, especially in the case of young shoppers who usually do not own credit cards. And it is highly likely that you may opt to pay for your goods or services with a certain number of installments. You can do it with cash, a credit card, a debit card, or installment payments. When you begin the checkout process at an online shopping store in Singapore or elsewhere, you might notice that there are different options to pay for your purchases. However, it is vital for buyers to understand every aspect of choosing installment payments for online shopping before getting into it. A more significant number of online stores are now offering the installment payments facility to cater to different types of buyers. Due to these factors and extended delivery times, your loan payment(s) may be due before you receive your purchase.Online shopping installment payments are becoming more popular with buyers. This applies to pre-orders and orders with extended fulfillment times. Notice: If you finance your purchase with Affirm, your first payment is due approximately two weeks after your purchase is finalized. Interest is the cost of borrowing, and isn't refundable. When you make payments, the funds are first applied to the accrued unpaid interest and then to the principal. If your order is made with interest payments, then the paid interest isn't refunded. If your refund is more than your purchase balance, then the difference is returned to your original payment method within 3-10 business days. Instead, you can expect fewer payments, a smaller final payment, or both. If your refund is less than your total purchase balance, then it might not lower your next payment. After your refund is processed, the refund amount will be applied to your original payment method within 3-10 business days and your balance will be updated. If a return is possible, then the store will advise how much the refunded amount will be. Using their return policy, the store will advise if a return is possible. To request a refund, contact the store where you purchased your item. 7) What if I make a return on a purchase made through installments with Shop Pay? If you have questions about a missed installment payment, then you can contact Affirm support for assistance. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future. There are no late fees for customers who miss a scheduled payment. 6) What if I miss an installment payment? No, there are no late fees if you miss a scheduled payment. If you want to purchase gift cards along with Shop Pay Installments eligible products, then you need to place two separate orders. You can't purchase gift cards using Shop Pay Installments. 4) Can I buy gift cards with Shop Pay Installments? Yes, 17,500 USD is the order value limit that applies to purchases using Shop Pay Installments, including discounts, shipping, and taxes. 3) Is there a limit to how much I can spend on a single Shop Pay Installments order? Customers with international billing addresses or phone numbers can't use Shop Pay Installments. Shop Pay Installments is only available to customers with a United States billing address and a United States mobile phone number. 2) Can I use Shop Pay Installments if I'm an international customer? For interest bearing orders, you can only pay using a debit card. Q and A 1) Which payment methods are accepted if I use the option to pay in installments on Shop Pay?įor non-interest bearing orders, debit and credit cards are accepted through Shop Pay. Options depend on your purchase amount, and a down payment may be required. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: /lenders. Don't worry, you'll get an email reminder before each payment to remind you.ĭisclosure: *Rates from 0% APR 10-36% APR. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose.
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